Strata Mortgages
Your Mortgage Specialists for Muskoka and Beyond
Mortgage Lenders We Work With
Work with Strata Mortgages
Welcome to Strata Mortgages Inc! We are a team of experienced professionals dedicated to helping our clients achieve their dream of owning a home. Strata has been providing excellent mortgage services in the Muskoka area for many years, and we pride ourselves on our expertise and commitment to our clients.
Our Latest Rates
4.74*%
Fixed 1 Year
4.09*%
Fixed 3 Year
4.19*%
Fixed 5 Year
4.89*%
Fixed 7 Year
* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO
Why Use A Mortgage Broker
Mortgage brokers work with various lenders, including banks, credit unions, and private lenders. This gives you access to a broader range of mortgage options than if you were to approach individual lenders yourself. Brokers can help you find a mortgage product that suits your specific needs and financial situation.
What People Are Saying
Kelly Harville
14:21 29 Jun 25
Branden Eden is the nicest AND most professional guy. He and his team worked hard and explained everything so well to us confused newbies. Definitely recommend him and Strata Mortgages!
Kevin Bailie
17:58 25 Jun 25
The Strata Mortgages Team, in particular Brett Parnham, made what could have been a complex and stressful transaction smooth and enjoyable. Since closing I have recommended them to friends and family. Will be using their services again.
Karen Etmanskie
14:20 17 Jun 25
My experience with Strata mortgages Inc was pleasant Kevin was comfortable to talk too he was understanding and always easy to ask a question I would recommend him again. Thanks Kevin!!!
MARCY MANION
13:55 30 May 25
I’ve had the pleasure of working closely with Branden and Donna, both personally and professionally. In my first few years in real estate, they successfully facilitated multiple lending transactions for several of my buyers.
They’re excellent communicators, always pleasant to deal with, and incredibly organized throughout the process. If you’re considering a new lender or want to explore long-term savings, I highly recommend reaching out to Strata Mortgages. ⭐️⭐️⭐️⭐️⭐️
They’re excellent communicators, always pleasant to deal with, and incredibly organized throughout the process. If you’re considering a new lender or want to explore long-term savings, I highly recommend reaching out to Strata Mortgages. ⭐️⭐️⭐️⭐️⭐️
Jacklyn Tuckey
19:34 26 May 25
We worked with Kevin Crittenden for the mortgage of our first home, and would highly recommend Kevin. He was professional through and through, while being just the right amount of personal for such an important transaction to us. Kevin worked hard to put us in the best situation possible and we're so pleased with the outcome!
Katherine Salma
15:27 08 May 25
I've worked with Brett for over five years for all my mortgage needs, and most recently, he helped my husband and me with our refinance. I can't say enough good things about him. Brett worked tirelessly on our file, finding the best options to suit our needs. Because we've worked together for so long, he understood exactly what we were looking for—and not only did he secure us an amazing rate, but he even managed to lower it two weeks before closing. He's a true advocate for his clients and always completely transparent. I recommend him without hesitation!
A big shoutout to Donna from Brett’s team as well—she kept us informed every step of the way. Any time we had a question, we got a prompt and clear response.
It’s rare to find a team that makes something as stressful as refinancing feel this seamless and supported. We’re so grateful for all their help and wouldn’t go anywhere else.
A big shoutout to Donna from Brett’s team as well—she kept us informed every step of the way. Any time we had a question, we got a prompt and clear response.
It’s rare to find a team that makes something as stressful as refinancing feel this seamless and supported. We’re so grateful for all their help and wouldn’t go anywhere else.
Michelle
19:25 05 May 25
Great experience with Strata Mortgages. Donna and her team were easy to work with, communication was quick and they got me a great rate and what I needed for a refinance. Highly recommend to anyone looking for a new mortgage or to change up your existing one.
TedH Hill
13:26 30 Apr 25
Strata Mortgages recently brokered a mortgage for my wife and I. Kevin and Tyler were both extremely helpful throughout the process. I'm sure we tested their patience more than once with all our questions but they persevered and were professional to the end. We highly recommend Strata Mortgages and Strata Wealth.
Cynthia Bartlett
20:41 29 Apr 25
Mom was extremely satisfied with Kevin Crittenden's level of service, professionalism and knowledge. He really goes the extra mile. 👍
Craig Watson
14:04 22 Apr 25
The staff and the service at Strata Mortgages is truly amazing! I had the privilege working with Donna and Branden . They made all the steps of getting a mortgage fast, easy and stress free. Donna was always in contact with me keeping updated with the process. I highly recommend this company! You can trust them to do the best for you !
Jerilou South
22:38 10 Apr 25
Donna Francis was so great at helping me understand and got back to me right away! We appreciate you Donna and would definitely recommend Strata Mortgage to everyone!
Sabrina Fulton
14:07 10 Apr 25
I recently worked with Donna Francis at Strata Mortgages, and I can’t recommend her highly enough. From our very first conversation, Donna was professional, knowledgeable, and genuinely invested in helping me find the right mortgage solution. She made the entire process feel seamless—even when things got a bit complex—and always took the time to explain everything clearly.
Donna was incredibly responsive, patient with my questions, and consistently went above and beyond to make sure I felt confident and supported throughout. Thanks to her guidance, what could have been a stressful experience turned out to be smooth and surprisingly stress-free.
If you’re looking for someone who truly has your best interests at heart, Donna at Strata Mortgages is the one to call.
Donna was incredibly responsive, patient with my questions, and consistently went above and beyond to make sure I felt confident and supported throughout. Thanks to her guidance, what could have been a stressful experience turned out to be smooth and surprisingly stress-free.
If you’re looking for someone who truly has your best interests at heart, Donna at Strata Mortgages is the one to call.
Sarah Schell
17:59 09 Apr 25
What can I say? The process from start to finish was so fast and smooth, we wish we had come here sooner.
After being told no so many times from banks, we reached out to Branden at Strata and begged for what we felt was a miracle to get into our own house. After looking at everything, he assured us that we would be able to get a mortgage. From initial phone call and just one meeting we found a house and they worked with us to make it happen. Always quick to answer questions and helping us keep on track, we never thought the process could be so easy and seamless. We can not thank Branden and Donna enough for all their hard work, and recommend to everyone looking for a mortgage broker to reach out to Strata because even though we only worked with them for a short time, they made us feel like family and helps us make our dreams come true.
After being told no so many times from banks, we reached out to Branden at Strata and begged for what we felt was a miracle to get into our own house. After looking at everything, he assured us that we would be able to get a mortgage. From initial phone call and just one meeting we found a house and they worked with us to make it happen. Always quick to answer questions and helping us keep on track, we never thought the process could be so easy and seamless. We can not thank Branden and Donna enough for all their hard work, and recommend to everyone looking for a mortgage broker to reach out to Strata because even though we only worked with them for a short time, they made us feel like family and helps us make our dreams come true.
Mark Elliott
15:09 08 Apr 25
We’ve dealt with Donna on multiple occasions and she is amazing! So personable and understanding. We would definitely recommend Strata!
David Luffman
15:09 08 Apr 25
We have had our mortgage for 10 years with Strata. They were a pleasure to deal with during the pandemic and made our renewal a smooth process as well.
Mandy Cecchetto
19:21 15 Jan 25
Dylan Sears
18:17 17 Dec 24
I can’t thank the Strata family enough for my experience I had while purchasing our first home, with a special thanks to Donna and Branden.
My girlfriend and I brought some tricky challenges to Donna when it came to calculating income, as we both don’t work 9-5 jobs. Donna was very pleasant to deal with and always approached each challenge with a positive mindset. Once our offer was accepted, it was a very smooth transition to the lawyers. All the T’s were crossed and the I’s were dotted as Donna is very thorough.
Both Donna and Branden were very easy to communicate with and were very responsive via phone, or email. If you are looking for a mortgage broker that actually cares about your experience and you aren’t just number, I’d highly recommend reaching out to the Strata group.
My girlfriend and I brought some tricky challenges to Donna when it came to calculating income, as we both don’t work 9-5 jobs. Donna was very pleasant to deal with and always approached each challenge with a positive mindset. Once our offer was accepted, it was a very smooth transition to the lawyers. All the T’s were crossed and the I’s were dotted as Donna is very thorough.
Both Donna and Branden were very easy to communicate with and were very responsive via phone, or email. If you are looking for a mortgage broker that actually cares about your experience and you aren’t just number, I’d highly recommend reaching out to the Strata group.
Chris Chop
18:06 17 Dec 24
Kathy Koritko
19:59 16 Dec 24
I just want to thank Kevin for all of his support during the financing process. He is so knowledgeable and helpful making sure that all requirements were met on time for the lawyers and financial institution to ensure the sale was completed. Working with Kevin was a real pleasure!😊
Mckile Mcdog
16:32 16 Dec 24
Kevin Was extremely helpful and accommodating even when we changed our minds and he had to draft up a new contract.
Thanks for all your help Kevin.
Thanks for all your help Kevin.
C.j MacDonald
16:04 12 Dec 24
Great staff, great knowledge, super easy to deal with!
Mark Davall
22:48 07 Nov 24
Amazing experience during a stressful time. Branden, Donna and Graham went out of their way to and come up with a great solution to my financial needs. Was an absolute pleasure dealing with them. Thank you for helping me being able to stay in my home.
Aaron Smith
16:32 24 Oct 24
To the entire Strata team, and more specifically, Tyler, Donna, Branden, Tanya and Mary-Kate, my family and I are grateful for your guidance and support. Complimenting your professionalism with a focus on developing a meaningful relationship, ensured success as we dealt with our recent life event. Onboarding with Strata in ’24 was a great decision. “S”upportive – “T”rustworthy – “R”esponsive – “A”pproachable – “T”alented – “A”ccomodating
Chad Nicholson
15:10 22 Oct 24
Simply the best. Another great experience with Donna and Branden. Lots goes into a mortgage approval, they educated along the way, provide guidance and answered my 'why do you need that?' with credibility. Highly recommend.
Melissa Broeders
22:46 21 Oct 24
Strata Mortgages Inc. were very good with us, very knowledgeable. Would recommend them to everyone. Donna
and Bredan were great.
and Bredan were great.
George Ackert
19:31 21 Oct 24
Very professional and friendly service from Brett, Donna, and the strata team. I highly recommend. As a first time home buyer I felt very comfortable and informed every step of the way.
Jack Garrett
01:47 17 Oct 24
My experience working with the team was amazing. As first time home buyers Donna made something that could be stressful very fun. I cannot recommend this team enough!
kim marshall
21:22 07 Oct 24
Misty Kirch
02:56 07 Oct 24
Amazing service worked with Donna and Brandon super easy and helpful right from the start and they helped us achieve our dream home from start to finish , answers all and any questions and very informative got us an amazing rate as well would totally recommend
Mike Telford
18:50 26 Aug 24
baylyy coooo
17:15 26 Aug 24
We got our mortgage on our first home using them amazing experience 👍🏼
Kamryn Townsend
18:02 27 Jul 24
Alex Perron
01:11 26 Jul 24
My partner and I were referred to Strata Mortgages through our life insurance person. We had been looking into buying a home and wanted to get the process started with pre-approval process etc. We were introduced to Donna by Matt (insurance person). Donna started the pre-approval process and started conversations on what our goals were for buying a house and everything that entails with this. We were very early on in our process and therefore were just looking at possibilities and what was affordable for us. Donna was very straight forward when asking us for documentation on certain information that she required. She was able to help us with where to specifically find the information and if she didn't know, who to contact. Once we got through the pre-approval process my partner and I had out of the blue found a home that we had been interested in and had wanted to put in a formal offer to. Donna was quick in answering emails, sometimes even on weekends, and walked us through step-by-step what was needed in order to make this process as smooth as possible. She answered countless email for us for the smallest and what we thought might be really stupid questions. She scheduled countless phone calls to answer quick questions that would be more easily explained over the phone then through email. She was absolutely fantastic. We thought we must have asked her the same questions a million times, but she was always honest and willing to answer any question we had so we were fully informed and comfortable with what was going on. We agreed that the process of buying our first home would not have gone more smoothly and stress free if it hadn't been for Donna's help. We 100% would recommend Donna and Strata Mortgages to anyone who requires a mortgage broker.
Mark Brazier
20:43 19 Jul 24
I recently refinanced a rental property with the strata mortgage team. During that process I worked with Donna and Branden who were an absolute pleasure to work with. They worked hard to close the deal quickly and at competitive rates. They were in constant communication which was appreciated and made the process enjoyable. If you’re looking for a smooth and competitive mortgage process I would highly recommend them.
Ashley Tataryn
00:16 17 Jul 24
The Strata Mortgage team went out of their way to help me through every decision. They helped simplify things so I could understand, and made sure they were always available to help around my crazy work hours. Highly recommend the Strata Mortgage team and the entire Strata office for all your financial decisions.
Jim Purves
19:32 16 Jul 24
Tom Ernst
17:13 16 Jul 24
I can't say enough positive things about the Strata team. Every single member of the team has been a class act, professional, and service oriented. My family and I feel blessed to have found and work with the Strata team. Thanks for all you do!
Eryne Cinapri
15:59 16 Jul 24
Great team, very friendly and great on communication! Would highly recommend
Aleisha Burta
22:09 11 Apr 24
Strata does it again!! I could not be more pleased! Donna did an excellent job! As a first time home buyer I had a ton of questions and Donna ensured I had all the answers as soon as possible and helped to make the process as simple as it could be for me. Thank you!!
Kimberly Ingram
19:54 05 Feb 24
We had such an amazing experience with the Strata Mortgage Team! They made it possible to buy our first home in a tight time frame and, really took the time to help us understand the entire process. Branden and Donna were lovely to work with and made us feel so comfortable. We are so appreciative of the work they put in and we would highly recommend to others looking for support with their mortgage.
Brett Restemayer
17:51 13 Dec 23
Had a great experience with Strata Mortgages and the lender RMG Mortgages! RMG has a great client portal that provides you with access to all your information in one easy to use spot, were responsive to any requests and always helpful. Strata Mortgages setting up this lender was a fantastic experience!
Debbie Milley
16:31 21 Nov 23
The team at Strata Mortgages are the best! Extremely knowledgeable, friendly, and prompt to respond to any questions you may have as you go through the mortgage process. I couldn't be happier with the service I received from the team and would highly recommend to anyone in the market for a new or renewed mortgage. A+++++
Graham Yeo
19:26 08 Nov 23
Strata Mortgages went above and beyond for my wife and I purchasing our new home. Working with Donna was an incredibly personalized experience, as she guided us through the entire process. Donna is professional, approachable and empathic towards her customers, and has an amazing wealth of knowledge. We would recommend Strata to anybody!
Kalleen Turchet
14:14 06 Nov 23
Branden and Donna were both an absolute pleasure to work with 🙂
Matt Schaap
16:47 27 Oct 23
My wife and I couldn't be happier with the service we received from the Strata Mortgage team. Their expertise, communication and follow through were exceptional. We highly recommend the Strata Mortgage team! Thanks for everything guys!
Mary Dempster
18:20 25 Oct 23
I could not be happier with Strata Mortgages! Their staff is knowledgeable, friendly, and will go out of their way to make what sometimes can be a stressful process absolutely stress free! I 100% recommend this team to anyone who is looking for a first mortgage or renewing an existing. A pleasure to work with! A+++
Nancy Finch
18:06 20 Oct 23
Great team, made my purchase a smooth, fast and efficient transaction.
Michael Deloyer
01:11 03 Oct 23
Great service, very friendly and staff. Brett and Donna were excellent through out the entire mortgage process. Couldn’t ask for any better.
They even send a nice house warming gift upon closing! A nice touch to welcome you to your new home:)
They even send a nice house warming gift upon closing! A nice touch to welcome you to your new home:)
Scott Bonney
15:10 29 Sep 23
As a first time home buyer I couldn’t be happier with how comfortable and smooth they made this process. Couldn’t recommend more.
Dave Kemp
14:29 29 Sep 23
Brett, Pauline and the whole Strata team really pulled through for us when it came time to refinancing the equity in our home. Having the Wealth Management and Accounting in the same place as the Mortgage Team was extremely helpful. Thanks Team!
Brody Lisle
14:01 02 Aug 23
Awesome customer service. Was very impressed with how they do business and very happy we are being represented by the Strata Team.
Kyle Halls
17:12 23 Dec 22
As a repeat customer, the Strata team impresses each and every time! They make things extremely easy, and stress free. I recommend them to anyone looking for mortgage solutions. Thanks again!!!
Michael Budd
16:36 28 Nov 22
Brett and the Strata team were a pleasure to work with. They communicated very well what I needed to provide and updates every step of the way. They are very professional with a personal touch. I highly recommend the Strata Mortgage Team.
Jeff Milley
17:40 11 Nov 22
A complete pleasure to work with the Strata team! They were very informative and quick to respond to any of my questions. Highly recommend and will continue to use for years to come!
andrew keith
20:33 13 Oct 22
Great team to work with! Would recommend Branden Eden and his team any time.
JD Sterne
19:38 13 Oct 22
From start to finish, all of the team members we worked with from Strata were wonderful! They got us a great interest rate, they were always there when we had questions, they kept us organized will all our paperwork, overall we couldn’t have asked for more! Thank you Donna, Pauline, and Brett!
Samuelle Pelletier Jean
15:30 11 May 22
We dealt with Jeff Hayes from the Strata Mortgage team to purchase our first house and we had a top-notch experience all the way through. Jeff was consistently responsive which we appreciated alot. As first time home buyers, Jeff took the time to explain to us all relevant pieces of information, in turn that made our decision making process very easy and stress free. I look forward to doing business with Jeff and the Strata Mortgage team in the future!
Liz Wakefield
18:30 25 Nov 21
Branden was very helpful acquiring a mortgage for our first home. It was a tad stressful as it was our first time and there were so many documents and specific information required, but Branden was able to stay on top of everything and keep us on track! He was quick to answer any questions we had and kept my mind at ease throughout the process.
We received a wonderful, locally sourced, gift box upon move in, which added that special touch.
We received a wonderful, locally sourced, gift box upon move in, which added that special touch.
Lindsay Ottaway
17:53 09 Jul 21
Before getting my first mortgage, a few people had told me to use a broker. I didn't listen. It just seemed easier to go through my bank since I was familiar with them and assumed they would get me a good rate.
I wish I had listened. After speaking with Branden and his team at Strata Mortgages, I realized how much money I could save by refinancing through them. Branden set me up with a lower rate, cutting my weekly payments almost in half. He even personally delivered the sweetest closing gift. Class act all around.
My advice: Always go through a broker. They have access to rates from several different lenders, not just YOUR bank.
More advice: Reach out to Strata to see what they can do for you. They have streamlined the process to make it easy, even if you are fairly naive to this sort of stuff as I was. Also, you don't even have to leave your home if you don't want to. All of the appointments can be done virtually.
I wish I had listened. After speaking with Branden and his team at Strata Mortgages, I realized how much money I could save by refinancing through them. Branden set me up with a lower rate, cutting my weekly payments almost in half. He even personally delivered the sweetest closing gift. Class act all around.
My advice: Always go through a broker. They have access to rates from several different lenders, not just YOUR bank.
More advice: Reach out to Strata to see what they can do for you. They have streamlined the process to make it easy, even if you are fairly naive to this sort of stuff as I was. Also, you don't even have to leave your home if you don't want to. All of the appointments can be done virtually.
Katherine Salma
15:29 30 Apr 21
I cannot recommend Brett and Pauline enough! I did my first refinance with Strata mortgages and Brett was incredibly patient and kept me well informed. He was always happy to answer my many many questions and really went above and beyond when it came to securing the best rate. He was so professional and so knowledgeable that I was so comfortable the entire process. Pauline was so great at keeping on top of my file. When we had to change the close date, she was in constant communication with myself and my clerk to ensure there were no delays. Such a great team, Brett and Pauline did not disappoint. HIGHLY HIGHLY recommend.
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